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Best Budget Apps For 2021
Budget apps are useful in many ways. Basically, they are meant to help people save more and spend less. A standard budget app makes it easier to monitor your spending and saving habits by linking accounts to an application and tracking your cash flow.
There are tons of budget apps out there, but not all can be recommended. In this article however, we explore some of the best budget apps out there. Let’s get started:
1. You Need a Budget (YNAB)
You Need a Budget, or YNAB is regarded as one of the best out there. Although expensive, it is filled with features that helps people actualise their goals. It comes with a free 34-day trial and 100% money-back guarantee. The company also have a strong customer service and in-depth education. Nevertheless, you should be prepared to pay up to $84 per year, or simply $11.99 per month. You can simply sync your bank accounts, import your data from a file, or manually enter each transaction.
2. Mint
Mint is a free budget app that still stands out amongst the pack. It is a very popular one with millions of users. Users can also set up bill payment reminders, track investments, and access their TransUnion credit score. Nevertheless, you should be ready to deal with In-app product advertisements
3. Simplifi by Quicken
Another is Simplifi by Quicken. It is another superb budget app out there that is with a reasonable reputation. It came with strong cash flow tools and free 30-day trial. However, be ready to pay $35.99 per year or $2.99 per month (or $3.99 per month if a user choose not to pay upfront)
4. PocketGuard
The budget app is impressive as it helps curb overspending. It is a free basic budgeting app that is easy to use. Nevertheless, it has no phone support. But then, it came with features that helps users take control of overspending. It should also be added that PocketGuard offers a free and a paid, premium version, PocketGuard Plus.
5. Personal Capital
This app stands out for its superb free tools that helps in wealth building. So, it’s not simply a budget app, but a free wealth management app. It also cuts for a Retirement Planner tool as well as an Education Planner tool. As a result however, it is less focused on budgeting
6. Zeta
This is another free budgeting app, but it is majorly designed for couples, joint finances or not. If you are married, you and your spouse (husband and wife) should enjoy this. Zeta is a free budgeting app and has no-fee joint bank account. It is designed for all types of couples and came with features like early direct deposits, contactless payments, and bill pay. On the other hand however, it has low APY for joint account, and you should be ready for In-app product recommendations
So, here are the superb budget apps that we recommend. You can try any of them and be well
