kwikmoney Instant Loans

How to apply for a kwikmoney loan

What is kwikmoney?

kwikmoney is an automated instant loan service. Verified by applygist.co we have tested and we show you step by step how to start. You don’t need any collateral at al at all.

Instant Loans

Whether you need working capital for your small business or need to handle a family emergency, kwikmoney lets you get instant loans from N10,000 to N200,000 direct to your bank account. Typically the loan tenor is 14-30 days, with interest rates from 10%. As you take loans and pay back, the system trusts you more, offering you higher amounts each time. No collateral, no documentation

How do I pay back my kwikmoney loan?

To pay your kwikmoney loan, visit https://kwikmoney.com/pay or dial *561# and navigate to “Pay Loan”

How much money can I borrow with kwikmoney?

Loan amounts are from N500 to N500,000. However, kwikmoney will usually start with a small loan and grow your amounts over time as you pay your loans and build trust with the system.

VERIFY CODE

A verification code has been sent to 0816-956-***
Please enter the code to continue

If you are not receiving your OTP, please try removing your number from your network’s DND list by texting “ALLOW” to 2442.

you get message

MAIN MENU

Welcome 0816-956-****. Not your number?

Please select an option below to continue

ADD ACCOUNT

Please add your bank account below

click proceed

SELECT ACCOUNT

Please select a bank account to use from the list below

ADD PAYMENT CARD

You currently do not have any payment cards on file with us and we require one in order to pay out your loan.

Please visit register.kwikmoney.com/c/**** to add a payment card before proceeding, the link will expire shortly.

You can still pay your loan through other methods, however we reserve the right to debit this card for any remaining balance after the due date.

Click link and get to Add payment Card

WELCOME TO KWIKMONEY ATM CARD REGISTRATION

Enter Card details then it takes you to OPT page

Kindly enter the OTP sent to

after that head to HOME page and chose the loan

CONFIRM LOAN

Please verify the following information

Bank Name	First Bank
Account Number	305****425
Loan Amount	₦2,500
Loan Term	14 days
Loan Interest	15%

You will owe ₦2,875 (loan + interest) due on Thursday, July 11, 2019.

Confirm you have read and agree to the Terms and Conditions.

THANK YOU

Your loan is being disbursed! You will receive a confirmation SMS shortly. We look forward to serving you again soon!

So simple guys enjoy

You get Alert instantly in less than 30 Seconds

Congratulations! Your kwikmoney loan of N2,500 is now in your account 305****425 at First Bank. Your total of N2,875 must be paid by midnight on Thursday, July 11, 2019 to borrow higher amounts in the future. Please visit my.kwikmoney.com to pay.

Frequently Asked Questions

What should I do if I don’t understand the Terms and Conditions?

It is critical you understand what you agree to when you take a kwikmoney loan. kwikmoney highlights four major points you must agree to when you accept a loan offer:

To pay the loan balance on or before the due date.

This means that kwikmoney is a loan and MUST be paid back by the due date.

2. To allow use of your personal data to determine loan offers.

This means you consent to kwikmoney considering and analysing your personal data in order to determine your loan offers. Your personal data comes from many sources, including your phone, your bank, bill payments, the credit bureaus, and other sources.

3. To be subject to fees and penalties for late payment.

This means you consent to pay additional fees and interest if your loan payment is late.

4. To allow messages to your contacts if you do not pay.

This means you consent to kwikmoney sending messages to anyone you have ever called or sent an SMS. kwikmoney will send these messages when you do not pay your loan on time.

Please visit https://www.kwikmoney.com/terms to read full Terms & Conditions. If you need further explanation of the Terms & Conditions please contact customer care by texting “HELP” to 561 (9mobile only) or calling +234 (0) 1 700 5290.\

Can I use USSD shortcuts when I dial the short code?

Yes. You can use USSD menu shortcuts by placing your menu selections in the code you dial. For example if the last card you used to pay required PIN, CVV, and Expiration Date, the next time you pay you can skip the USSD menu by dialing *561*1*2*1*AMOUNT*1*PIN*CVV*EXP(MMYY)#, where AMOUNT is the amount you want to pay, PIN is your ATM card PIN, CVV is the CVV code on the back of your card, and EXP (MMYY) is the expiration date in ‘MMYY’ format. Note that different cards require different credentials, so you will need to pay attention to the USSD steps to ensure your shortcut is correct.

How long does it take to get a kwikmoney loan?

kwikmoney does not guarantee a time within which you will receive your loan, but most customers complete the application and receive the money in their bank account within a few minutes.

Can I access kwikmoney if I port my number to another network?

Yes. You can still access kwikmoney using your phone number even if it’s on a different network.

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