How to withdraw money from the ATM without your debit card

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How to withdraw money from the ATM without your debit card

How to withdraw money from the ATM without your debit card

While exploring the Internet, I came across something that would leave you fascinated, excited and in awe Apparently, there is a new way in Nigeria to withdraw money from the ATM machine without your debit card being physically present.

Interswitch, Nigeria’s largest payment processing company has launched an app called Verve World, that lets users do the magic I mentioned above.

In an easy step by step tutorial I am going to show you how to use Verve Paycode without any issues or complaint.

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Step 1- Download App



you have to download the Verve World App on your device first of all. The file size is 3.65 MB and it is free to download here.

Step 2- Register

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Registration is a simple two-step process that is easier than ABC. You can signup as a new user, add the details of your ATM card on to the Verve World App and proceed.

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Or simply login with an existing Interswitch account. Most people would find this a lot easier than signing up afresh as card details would not be requested again.

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After successful registration, you should get this notification and an accompanying email from the Verve International team with “Welcome to Verve eCash” in the subject line.

Step 3- Generate a Verve Paycode

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After registration, there is a “PAYCODE” option in the drop-down menu of the Verve World App that lets you generate a Verve Paycode, click on it.


You would be given the option of generating a unique one-time code valid for 24 hours, which can be used to withdraw cash from an ATM machine without a card. The Verve Paycode can then be sent to a loved one or friend to withdraw a pre-set amount of money from most ATMs in the country.

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You can also generate a POS PIN for payment at eateries and at the mall.




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