I have always said it that mtn and diamond hello account is stupid
Now if you have an mtn sim
Dial*710# Then If it shows you Bank Service
Then you are good to go But if it asks you to reg new account Just reg a new account and one week later before you can try this Next step
if it works then exit and dial *710*1*6# Choose 1 request loan
Then choose 3 , request loan of any amount
Press 1 to accept terms
You will be asked to enter your pin
Just enter your pin and in 10 minutes
your loan will be approved
You will get a message after that dial*710# then choose 2 mtn services
Then choose airtime then enter the amount
Kelvin Alexander