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Helpful Guide on How to Transfer Credit on MTN, Airtel, Etisalat & Glo

Helpful Guide on How to Transfer Credit on MTN, Airtel, Etisalat & Glo

How to Transfer Credit

Do you want to know how to transfer credit on MTN, Glo, Etisalat and Airtel? You will no longer have any difficulties with such operations. We invite you to consider a detailed guide. After reading it, users of these Nigerian operators will be able to transfer money easily.

How to transfer credit on MTN?

To perform an MTN credit transfer, you should use a Share and Sell service. You can easily exchange money with other subscribers of this operator. The default PIN is 0000. It is recommended to change the PIN as soon as your number is activated. There are two ways to cope with this task. You can use SMS message or USSD code:

  • USSD Code: Dial *600*default PIN*New PIN*New PIN# and Send. For example, to change the default 0000 PIN to 0912, you should dial *600*0000*0912*0912# and Send.

You will receive a message from the operator about the successful change of PIN.

  • SMS: Text message “DefaultPIN NewPIN NewPIN” to 777. For example, to change your default PIN to 0912, type 0000 0912 0912 to 777 and send.

Now you can proceed directly to transfer money from one subscriber to another. You also have two ways: SMS and USSD code.

  • USSD Code: Dial *600*Recipient’s Number*Amount*PIN#. For example, to transfer 500 Naira to 08060876422 with the above PIN, dial *600*08060876422*500*0912#.

You will receive a message from the operator about the successful transfer. Only N50 – N6,000 can be transferred at once. You can’t transfer more than N50,000 per day.

  • SMS: Type “Transfer MTNNumber Amount PIN”. For example, to transfer 500 Naira to 08060876422 with 0912 as your PIN, you should text “Transfer 08060876422 500 0912 to 777.

Text the keyword Yes to 777 to confirm the transfer.

Note that these methods are suitable only for transferring money within the MTN network.

How to transfer credit on Glo?

To perform Glo credit transfer, use Glo EasyShare service. The default PIN is 0000. It is recommended to change the PIN when your number is activated. To do this, dial the simple USSD code:

  • Dial *132*defaultPIN*NewPIN*NewPIN#.

For example, to change the standard PIN to 09120, dial *132*00000*09120*09120# and Send. You will receive a message from the operator about the successful change of the PIN.

For credit transfer, dial *131*recipient’sNumber*AirtimeAmount*Password# and Send. For Example, to transfer N500 to 08050876422 with 09120 as your PIN, dial *131*08050876422*500*09120# and send.

You can transfer 50-1000 Naira daily.

How to transfer credit on Etisalat (9 Mobile)?

Find the service menu on your phone. Select the option Balance transfer, enter the standard PIN 0000 and the amount. Also, you can change the PIN in the service menu.

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To perform Etisalat credit transfer via SMS, dial *223*PIN*Amount*RecipientNumber#. For example, to transfer N500 to 08090876422 with PIN 0921, dial *223*0921*500*08090876422#. Make sure that 10 Naira will remain on your account.

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How to transfer credit on Airtel?

You should use Airtel Me2U service to perform Airtel credit transfer. As in similar services of other operators, you can make a transfer using the standard PIN 1234. In this case, it is also recommended to change it as soon as possible. Text PIN defaultPIN NewPIN to 432. For example, to change the PIN to 0912, send PIN 1234 0912 to 432. If the operation was successful, you will receive a notification that your new PIN is 0912.


To transfer money from Airtel to Airtel, you should send 2U AirtelNumber Amount PIN to 432. If you want to transfer 500 Naira to 08020876422 with 0912 as your PIN, text 2U 08020876422 500 0912 to 432. The operator may charge you 10 Naira.

As you can see, everything is quite simple. Popular Nigerian operators provided their clients with the convenient ways of money transfer. Use the combinations listed above to send credits freely to other subscribers of your operator at any time.

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